Vehicle Protection

Ford Credit is here for you. We’re pleased to offer programs that can protect your vehicle and your investment.

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Ford Protect? Extended Service Plans

Plan ahead with Ford Protect Extended Service Plans. Ford Protect Extended Service Plans help protect you from the cost of unforeseen events after your New Vehicle Limited Warranty has expired.

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GAPCoverage?

If your Ford is stolen or declared a total loss, GAPCoverage offers you protection for the gap between your insurance payoff and finance balance (subject to program terms).

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WearCare?

Anticipate the unexpected. Electing for WearCare at the beginning of your lease protects you from unexpected excess wear and use charges later on.

Ford Protect Extended Service Plans

Plan ahead with Ford Protect Extended Service Plans. Ford Protect Extended Service Plans help protect you from the cost of unforeseen events after your New Vehicle Limited Warranty has expired.

Four tiers of coverage to keep your vehicle on the road

Each Ford Protect Extended Service Plan covers major engine components, plus all gaskets, seals and internal engine parts.

  • PremiumCARE?covers the parts and labor to repair thousands of key components — engine, transmission, steering, brakes, front suspension, electrical and more — all for up to 8 years or 150,000 miles (whichever comes first). Failure of covered components due to defects in materials and workmanship and normal wear and tear are included.
  • ExtraCARE?covers 113 components of vehicle systems that impact drivability and your vehicle’s overall performance.
  • BaseCARE?covers 84 components of vehicle systems that impact drivability and your vehicle’s overall performance.
  • PowertrainCARE?covers 29 critical engine and transmission components.

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Additional Ford Dealer plans

These plans are available for purchase at most Ford/Lincoln Dealerships at the time of vehicle purchase only. They provide coverage options for items not covered by your New Vehicle Limited Warranty and provide protection for up to 7 years.

  • TireCARE?is a plan designed to protect your tires and wheels from the everyday hazards of the road, such as metal, nails, glass, debris, potholes or pavement damage.
  • DentCARE?provides peace-of-mind protection for the minor dings and dents resulting from minor mishaps your vehicle might run into over time.
  • WindshieldCARE?makes repair of minor chips and cracks in your windshield convenient and easy, providing repairs for windshield damage from propelled rocks, metal, or other road hazard debris.

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GAPCoverage

If your Ford is stolen or declared a total loss, GAPCoverage offers you protection for the gap between your insurance payoff and finance balance (subject to program terms).

Protection for a carefree ownership experience

GAPCoverage is designed to protect your investment. If your Ford is stolen and not recovered or if it's declared a total loss, your insurance company may not pay enough to satisfy what you still owe.

GAPCoverage bridges the gap between your finance balance and your vehicle’s insurance settlement plus up to $1,000 toward your deductible. It can prevent you from owing money on a vehicle you no longer own and help get you back on the road (subject to conditions).

For additional peace of mind, available GAPAdvantage coverage provides a $1,000 credit toward the cost of a replacement vehicle from your originating dealer (where available).

Download the GAPCoverage Brochure

Download the GAPAdvantage Brochure

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Exclusions

GAPCoverage/GAPAdvantage does not provide benefits when loss or damage occurs:

  • Due to fraud or intentional damage by you
  • Prior to the total loss date
  • Outside the U.S. or Canada
  • After the redemption period following a repossession
  • Due to legal confiscation by a public official
  • If licensed, registered/titled in a business' name or used for business or has a salvage title

Additional Exclusions include:

  • Late charges, delinquent payments and deferred payments
  • Various refundable amounts due to you for early cancellation of financed products
  • Termination and disposition fees

Additional limitations apply. Be sure to review all limitations outlined on your GAP addendum.

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WearCare?

Anticipate the unexpected. Electing for WearCare at the beginning of your lease protects you from unexpected excess wear and use charges later on.

Shield yourself from unexpected wear and use expenses

Even the most conscientious driver cannot prevent the inevitable chips, dings and scratches caused by the road. That’s why we offer the option of WearCare. Choose to sign up for WearCare at the beginning of your lease and you’ll be protected from unexpected excess wear and use charges.


WearCare coverage waives excess wear and use charges up to $5,000 (subject to conditions). It helps make leasing a Ford a worry-free and enjoyable experience.??

Download the?WearCare brochure

Exclusions

WearCare is designed to meet your needs; however, there are some program exclusions, such as:

  • Excess mileage charges
  • Missing parts costing more than $200
  • Damage caused by seizure, confiscation, racing, criminal acts, war, radiation, mechanical or electrical breakdown, improper repairs and alterations
  • Damage from use in certain commercial activities, including, but not limited to, delivery, taxi, emergency vehicle, rental, construction and landscaping

Damage covered by other products, such as insurance, service contracts, warranties and guarantees, will generally not be waived. Summary only. Always read and understand the details and terms of your WearCare contract.

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